Blockchain, the Bard and Building More Inclusion for Banking


The world moves in cycles. Some new technology comes, rapid growth, negative repercussions, rules & regulations, stifling of business, and then something new comes up..

Our best bet to drive inclusion and catalyze necessary change is fintech and reg-tech innovation. We now see huge leaps in financial sector disruptors creating and transacting in “assets” and “stores of value” (e.g. cryptocurrencies), and furnishing technologies that drive transparency, and security and privacy –- the basic building blocks of secure financial intermediation.

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Steven Hopkins, Amit Sharma, John A. Squires & David N. Lawrence — Knowledge@Wharton 

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Blockchain seems to be everywhere.

In an age when we can communicate, work, study, move money and even watch movies or read a book from the comfort of our own beds, iPhone in hand, it’s remarkable that our relationships with government are so un-techy. We have to fill out and sign paper forms in order to set up a business or pay taxes, we have Social Security numbers printed on a physical card that our entire lives are tied to and we even have to drive to a high school or town hall to vote in elections in person, often by marking a slip of paper with a pen. It’s all very … 20th century. Not so in the small European nation of Estonia, where you can pay taxes, buy and sell property, sign contracts, conduct business and even vote in elections online.

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James Watkins — OZY

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Using the Blockchain to Clean Up the Niger Delta


I have been hearing a lot about Blockchain recently. According to Wiki – Functionally, a blockchain can serve as “an open, distributed ledger that can record transactions between two parties efficiently and in a verifiable and permanent way.” Today’s needull is an example of Blockchain being used for social impact.

Kevin Werbach, a Wharton professor of legal studies and business ethics who has studied the blockchain, says there’s been an “explosion of blockchain-based applications and systems. It’s still very early. It’s still not as solid and reliable as where they need to be, but it is clearly where we’re going to see more activity.” He notes that the blockchain has been used in various social impact efforts. In May, the United Nation’s World Food Programme conducted a pilot that gave cryptocurrency vouchers to 10,000 Syrian refugees in Jordan that they redeemed at certain markets.

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