The world moves in cycles. Some new technology comes, rapid growth, negative repercussions, rules & regulations, stifling of business, and then something new comes up..
Our best bet to drive inclusion and catalyze necessary change is fintech and reg-tech innovation. We now see huge leaps in financial sector disruptors creating and transacting in “assets” and “stores of value” (e.g. cryptocurrencies), and furnishing technologies that drive transparency, and security and privacy –- the basic building blocks of secure financial intermediation.
Steven Hopkins, Amit Sharma, John A. Squires & David N. Lawrence — Knowledge@Wharton
Needull in a haystack 
thanks so much for sharing this article